A Health Savings Account (HSA) is a new, portable, savings account that allows you to set aside money for health care tax-free. You must have high deductible health insurance to open an HSA. Different from other benefits products, an HSA rolls over from year to year (there is no "use it or lose it"), interest is paid, money can be invested in mutual funds, and it is owned by you, not your employer. Many liken an HSA to a "medical IRA."

Considering the high costs of health care today, an HSA offers a wide range of benefits to consumers living in these economically tough times. In this ever-changing economy people want health insurance, but also do not want to lose a lot of money to plans they will not fully use. We offer the HSA account to help make the most out of your health care dollars. Contact us to find out how HSA accounts can work for you and your health care needs. Here you will find some of the benefits of an HSA.

Affordable Health Insurance

You pay less each month for high-deductible health insurance

Triple Tax Advantages

Pre-tax contributions to your HSA, tax-exempt interest and investment gains on your HSA, and tax-free withdrawals from your HSA for qualified medical expenses

Unprecedented Control

You are now in control of how your healthcare dollars are used - save or spend, it's your choice

Portable

Your HSA is an account that you own and remains in place regardless of where you work or what insurance company you are insured by.

Flexibility

Your HSA contributions can be used to pay for a wide range of eligible medical expenses not typically covered by low deductible health insurance or other healthcare accounts.

Planning for the Future

HSA contributions can be directed toward long-term investment vehicles, such as mutual funds, to maximize future value of your HSA.

Click here to get your HSA Quote.